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COVID’s Impact on Home Care Insurance – Exclusions & Coverages

COVID-19 not only continues to affect our daily lives, but it has altered the insurance landscape for the foreseeable future in how insurance companies respond to virus-related claims. Prior to the COVID outbreak, most insurance carriers did not have an exclusion for Communicable Diseases on their policies. However, starting in 2021, it has become standard practice for many insurance carriers to include this type of exclusion not only for General Liability but under Professional Liability coverage as well. For industries such as home care with front-line essential workers, this can have a significant impact on an agencies' potential exposure to claims & lawsuits.

Join us as Gavin Studner, AINS, CIC from Odell Studner discusses this exclusion, and learn more about how your agency can better protect itself from a liability perspective, and COVID's effect on the Home Care Workers’ Compensation marketplace.

About our speakers
Gavin Studner, AINS, CIC
Sales Executive Odell Studner
As Sales Executive, Gavin Studner is responsible for facilitating and developing new client relationships within Odell Studner’s Home Care & Human Services Practice Group. He acts as the key point of contact for clients and develops insurance and risk management programs aimed at reducing total top- line risk expenses and improving bottom-line growth. Gavin is an advocate for community outreach and is highly active in the Greater Philadelphia region, where he volunteers with Philadelphia non-profit organizations in their mission to create stronger communities. Gavin earned a Bachelor of Arts from Lafayette College, where he majored in Government and Law. He received his Associate in General Insurance (AINS) designation and Certified Insurance Counselor (CIC) designation from the Insurance Institute of America. Most recently, he has been recognized as a finalist for the 2021 Insurance Insider Young Broker of the Year award. Webinar 33

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