COVID-19 not only continues to affect our daily lives, but it has altered the insurance landscape for the foreseeable future in how insurance companies respond to virus-related claims. Prior to the COVID outbreak, most insurance carriers did not have an exclusion for Communicable Diseases on their policies. However, starting in 2021, it has become standard practice for many insurance carriers to include this type of exclusion not only for General Liability but under Professional Liability coverage as well. For industries such as home care with front-line essential workers, this can have a significant impact on an agencies' potential exposure to claims & lawsuits.

Join us as Gavin Studner, AINS, CIC from Odell Studner discusses this exclusion, and learn more about how your agency can better protect itself from a liability perspective, and COVID's effect on the Home Care Workers’ Compensation marketplace.